Deposit Accounts

 

 

 

The Credit Union offers a variety of savings options to its members:
 
 
The basic Savings Account, a share account, earns higher dividends than similar passbook accounts offered by other financial institutions. Dividends, declared each quarter by the Board of Directors, are based on the Credit Union's net earnings.
 
 
Share Certificates are high paying, no-risk, fixed-term investment accounts and dividend rates vary depending on the certificate term.
 
 
 
Moore Money Market is an alternative investment that allows members the convenience of liquidity, monthly dividends and a higher yield than our regular share account.
 
 
Our tax-sheltered retirement savings accounts pay higher than average dividends and include four types of Individual Retirement Accounts (IRAs).
 
 
Our Vacation Club is a special share account which allows members to save for any special contingency, such as vacation, tuition, or taxes. Funds may be withdrawn at any time.
 
 
 
Our Christmas Club Account* is designed to help members save for extra holiday costs. Funds are automatically distributed in November.
 
 
*Early withdrawal penalty may apply.
 
 
Each member's accounts are insured to $250,000 by the National Credit Union Administration, a U.S. Government agency. A minimum of $25 must remain on deposit to keep your share account open.

MOORE WEST FEDERAL CREDIT UNION'S

RIGHT TO OFFSET


Account Holder(s) agrees that the Credit Union has the right to offset against any account of any Account Holder to cover any amount owing to the Credit Union for any reason. Account Holder(s) understand that this means that the Credit Union has the right to impress and enforce a statutory lien against the Account Holder(s')'s share and dividends in the event of the failure of the Account Holder(s) to satisfy any financial obligation due and payable to the Credit Union. Account Holder(s) understand that the Credit Union may enforce this right without further notice.

 

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