Convenience and simplicity, isn't that what we are all looking to acheive? Our lives have become incredibly hectic, with work, kids, afterschool sports or activities, and commuting. Any way to free up a little time in the process is a blessing. Payroll deduction and direct deposit fit the bill. With most employers now offering direct deposit or payroll deduction you can eliminate that one extra errand to run during lunch or after work. Direct deposit means your money is deposited into your account without any effort on your part. Payroll deduction helps when you want a portion of your paycheck to go towards a loan or your club accounts. If you currently do not have payroll deduction or a direct deposit contact your payroll department or call the credit union for help setting it up.