| SHARE ACCOUNTS |
| Minimum Balance Required |
$25.00 |
| Enrollment Fee (non-refundable) |
$10.00 |
| Cashiers Checks |
$3.00 |
| Returned Deposited Items |
$25.00 |
| ACH Overdraft |
$25.00 |
| Stop Payment on ACH Debit |
$15.00 |
| Statement Copies/Transaction Printout (per page) |
$2.00 |
| Early Closing Within 180 Days of Opening |
$25.00 |
| Reinstatement to Credit Union Upon Approval |
$20.00 |
| Below Minimum Balance Of $25.00 (per month) |
$5.00 |
| Escheated Account Fee |
$3.00 |
| Dormant Account Fee (per month) |
$2.00 |
| Foreign Item for Deposit |
$10.00 |
| Returned Foreign Item |
$25.00 |
| |
| CHRISTMAS CLUB ACCOUNTS |
| Early Withdrawal or Early Closing of Account |
$10.00 |
| |
| MONEY MARKET ACCOUNTS |
| Minimum Balance Required |
$2,500.00 |
| Excess Withdrawals/Transfers (after 3rd per month) |
$10.00 |
| |
| DRAFT ACCOUNTS |
| Returned Deposited Items |
$25.00 |
| NSF Draft |
$25.00 |
| ACH Overdraft |
$25.00 |
| Stop Payment on Draft |
$15.00 |
| Stop Payment on ACH Debit |
$15.00 |
| Copy of Paid Draft |
$3.00 |
| Statement Copies/Transaction Printout (per page) |
$2.00 |
| Overdraft Transfers - Shares to Draft (per transfer) |
$3.00 |
| Cashiers Checks |
$3.00
|
| |
| IRA ACCOUNTS |
| Enrollment Fee (per IRA type) |
$25.00 |
| Annual Fee |
$12.00 |
| Outgoing Transfer |
$20.00 |
| |
| WIRE FEES |
| Outgoing Domestic Wires |
$20.00 |
| Outgoing International Wires |
$30.00 |
| Incoming Domestic Wires (waived with active draft or current loan/visa) |
$10.00 |
| Incoming International Wires (waived with active draft or current loan/visa) |
$15.00 |
| |
| ATM/DEBIT SERVICES |
| Replacement ATM/Debit Card (1st card per person is free) |
$7.00 |
| Pin Reminder |
$2.00 |
| ATM/Debit Withdrawals After the 8th per Month |
$1.00 |
| ATM/Debit Deposit Error Adjustment |
$10.00 |
| ATM/Debit Deposit Overdraft/NSF fee |
$25.00 |
| Temporary Limit Increase (per request - nonrefundable) |
$10.00 |
| |
| HOME BANKING |
| Month Service Charge (waived with an active draft account) |
$5.95 |
| |
| LEGAL FEES |
| Legal/Subpoena Research (per hour) |
$50.00 |
| Witness (per day) |
$200.00 |
| Legal Travel Per Mile |
$0.51 |
| |
| LOAN FEES |
| Application Cancellation fee |
$25.00 |
| Refinance Existing Loan Request (non-refundable) |
$25.00 |
| Skip-A-Payment Request (non-refundable) |
$25.00 |
| Loan Modification Request (non-refundable) |
$25.00 |
| Disability Insurance Cancellation |
$5.00 |
| Loan Payoff Demand |
$25.00 |
| Letters (ie taking the vehicle out of country, etc.) |
$20.00 |
| Force Placed Collateral Protection Coverage (per placement) |
$10.00 |
| Subordination Agreement |
$25.00 |
| Holiday Skip-A-Pay (per loan request, non-refundable) |
$10.00 |
| |
| VISA FEES |
| Replacement card (1st card per person is free) |
$7.00 |
| Pin reminder |
$2.00 |
| NSF Payment |
$20.00 |
| Statement Copies (per page) |
$2.00 |
| Transaction Printout (per page) |
$2.00 |
| Visa Modification Request (non-refundable) |
$25.00 |
| Late Payment |
$20.00 |
| Temporary Limit Increase (per request, nonrefundable) |
$10.00 |
| |
| MISCELLANEOUS FEES |
| Non-Member Draft Cashing (per draft) |
$10.00 |
| Non-MWFCU Document Notary Fee (per signature) |
$10.00 |
| Verification of Deposit |
$10.00 |
| Faxing of Non-MWFCU Documents (per page) |
$1.00 |
| Account Reconciliation and/or Research (per hour) |
$27.00 |
| Mailed Receipts |
$1.00 effective 8/1/11 |
| Levy |
$20.00 |
