Rates

 

 

 

 

 

 

 

Loans | Savings | Certificates

Loan rates effective January 16, 2007 and are subject to change.

 

Loans Rate APR*

Term(Months)

 
New Auto from Dealer or Refinance New Auto less than 90 days old 6.090 6.090 60 Calculator
Used Auto up to 10 years old 6.590 6.590 60 Calculator
Specialty Auto (80% of appraised value) 9.600 9.600 60 Calculator
New Motorcycle (80% of purchase price) 9.600 9.600 60 Calculator
New Harley Davidson Motorcycle (90% of purchase price) 9.600 9.600 60 Calculator
New Boat 90% of purchase price (minimum $20,000.) 10.350 10.350 120 Calculator
Used Boat 80% of appraised value (minimum $20,000) 11.600 11.600 120 Calculator
New & Used RV 10.600 10.600 60 Calculator
Personal Loans 12.600 12.600 36 Calculator
Personal Loans 13.600 13.600 48 Calculator
Personal Loans 14.600 14.600 60 Calculator
Overdraft Protection 17.000 17.000 n/a Calculator

 

* APR = Annual Percentage Rate
Save an additional 0.10% on loans, with an active Moore West Federal Credit Union checking account.
Moore West Federal Credit Union is a Risk-Based Lender; rates posted are lowest rates available. Contact a loan officer for your qualified rate.

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Dividend rates effective October 1, 2006 and are subject to change.

 

Savings Dividend Rate APY* Term
Regular Share 0.750 0.750 n/a
Share Draft Account 0.250 0.250 n/a
Christmas Club 0.750 0.750 n/a
Vacation Club 0.500 0.500 n/a
Moore Money Market 1.550 1.560 n/a
Mortgage Account 0.500 0.500 n/a
IRA Share Account 1.650 1.660 n/a

 

* APY = Annual Percentage Yield
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Dividend rates effective May 12, 2008 and are subject to change.
Members with an open/active share draft account** or current loan will earn an extra 0.10% on certificates*** opened or renewed on or after April 27, 2007.

 

Certificates Dividend Rate APY*

Term(Months)

Share Certificate $1000 minimum 2.250 2.270 6
Share Certificate $1000 minimum 2.550 2.580 12
Share Certificate $1000 minimum 2.750 2.780 24
Share Certificate $1000 minimum 3.000 3.040 36
Share Certificate $1000 minimum 3.200 3.250 48
Share Certificate $1000 minimum 3.350 3.400 60
IRA Share Certificate $1000 minimum 2.500 2.530 6
IRA Share Certificate $1000 minimum 3.000 3.040 12
IRA Share Certificate $1000 minimum 3.050 3.090 24
IRA Share Certificate $1000 minimum 3.100 3.140 36
IRA Share Certificate $1000 minimum 3.250 3.300 48
IRA Share Certificate $1000 minimum 3.400 3.450 60

 

* APY = Annual Percentage Yield
**Share Draft Accounts subject to qualifications
***Excludes special rate offers

A penalty may be imposed for early withdrawal.
Members' accounts are insured by the National Credit Union Administration up to $100,000.
IRAs are separately insured by the National Credit Union Administration up to $250,000.


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National Credit Union Administration, Your savings federally insured to $100,000