Rates

 

 

 

 

 

 

 

Loans | Savings | Certificates

Loan rates effective September 21, 2011 and are subject to change.

 

Loans Rate APR*

Term(Months)

 
New Auto from Dealer or Refinance New Auto less than 90 days old 5.09% 5.09% 60 Calculator
Used Auto up to 5 years old 5.69% 5.69% 60 Calculator
Specialty Auto (80% of appraised value) 9.60% 9.60% 60 Calculator
New Motorcycle (80% of purchase price) 8.99% 8.99% 60 Calculator
New Harley Davidson Motorcycle (90% of purchase price) 8.99% 8.99% 60 Calculator
New Boat 90% of purchase price (minimum $20,000.) 8.99% 8.99% 120 Calculator
Used Boat 80% of appraised value (minimum $20,000) 8.99% 8.99% 120 Calculator
New & Used RV 8.99% 8.99% 120 Calculator
Personal Loans 12.60% 12.60% 36 Calculator
Personal Loans 13.60% 13.60% 48 Calculator
Personal Loans 14.60% 14.60% 60 Calculator
Overdraft Protection 17.00% 17.00% n/a Calculator

 

* APR = Annual Percentage Rate
Save an additional 0.10% on loans, with an active Moore West Federal Credit Union checking account. Save an additional 0.10% with a good-standing Moore West Federal Credit Union Visa. Refinance an auto from another lender and save an additional 0.10%. (all 3 saves a total of 0.30%)
Moore West Federal Credit Union is a Risk-Based Lender; rates posted are lowest rates available. Contact a loan officer for your qualified rate.

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Dividend rates effective January 1, 2012 and are subject to change.

 

Savings Dividend Rate APY* Term
Regular Share 0.05% 0.05% n/a
Share Draft Account 0.02% 0.02% n/a
Christmas Club 0.07% 0.07% n/a
Vacation Club 0.03% 0.03% n/a
Moore Money Market 0.08% 0.08% n/a
Mortgage Account 0.01% 0.01% n/a
IRA Share Account 0.08% 0.08% n/a

 

* APY = Annual Percentage Yield
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Dividend rates effective January 26, 2012 and are subject to change.
Members with either an open/active share draft** or a current loan (including Visa) will earn an extra 0.10% on certificates*** opened or renewed on or after April 27, 2007. Members with both an open/active share draft** and a current loan (including Visa) will earn an extra 0.20% on certificates*** opened or renewed on or after February 17, 2010.

 

Certificates Dividend Rate APY*

Term(Months)

Share Certificate $1000 minimum 0.10% 0.10% 6
Share Certificate $1000 minimum 0.15% 0.15% 12
Share Certificate $1000 minimum 0.30% 0.30% 24
Share Certificate $1000 minimum 0.50% 0.50% 36
Share Certificate $1000 minimum 1.00% 1.00% 48
Share Certificate $1000 minimum 1.20% 1.21% 60
IRA Share Certificate $1000 minimum 0.15% 0.15% 6
IRA Share Certificate $1000 minimum 0.20% 0.20% 12
IRA Share Certificate $1000 minimum 0.40% 0.40% 24
IRA Share Certificate $1000 minimum 0.60% 0.60% 36
IRA Share Certificate $1000 minimum 1.10% 1.11% 48
IRA Share Certificate $1000 minimum 1.30% 1.31% 60

 

* APY = Annual Percentage Yield
**Share Draft Accounts subject to qualifications
***Excludes special rate offers

A penalty may be imposed for early withdrawal.
Members' accounts are insured by the National Credit Union Administration up to $250,000.
IRAs are separately insured by the National Credit Union Administration up to $250,000.


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