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Loans | Savings | Certificates
| Loan rates effective January 16, 2007 and are subject to change. |
| Loans |
Rate |
APR* |
Term(Months)
|
|
| New Auto from Dealer or Refinance New Auto less than 90 days old |
6.09% |
6.09% |
60 |
Calculator |
| Used Auto up to 5 years old |
6.59% |
6.59% |
60 |
Calculator |
| Specialty Auto (80% of appraised value) |
9.60% |
9.60% |
60 |
Calculator |
| New Motorcycle (80% of purchase price) |
9.60% |
9.60% |
60 |
Calculator |
| New Harley Davidson Motorcycle (90% of purchase price) |
9.60% |
9.60% |
60 |
Calculator |
| New Boat 90% of purchase price (minimum $20,000.) |
10.35% |
10.35% |
120 |
Calculator |
| Used Boat 80% of appraised value (minimum $20,000) |
11.60% |
11.60% |
120 |
Calculator |
| New & Used RV |
10.60% |
10.60% |
120 |
Calculator |
| Personal Loans |
12.60% |
12.60% |
36 |
Calculator |
| Personal Loans |
13.60% |
13.60% |
48 |
Calculator |
| Personal Loans |
14.60% |
14.60% |
60 |
Calculator |
| Overdraft Protection |
17.00% |
17.00% |
n/a |
Calculator |
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* APR = Annual Percentage Rate
Save an additional 0.10% on loans, with an active Moore West Federal Credit Union checking account.
Moore West Federal Credit Union is a Risk-Based Lender; rates posted are lowest rates available. Contact a loan officer for your qualified rate.
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| Dividend rates effective April 1, 2010 and are subject to change. |
| Savings |
Dividend Rate |
APY* |
Term |
| Regular Share |
0.35% |
0.35% |
n/a |
| Share Draft Account |
0.25% |
0.25% |
n/a |
| Christmas Club |
0.50% |
0.50% |
n/a |
| Vacation Club |
0.35% |
0.35% |
n/a |
| Moore Money Market |
0.50% |
0.50% |
n/a |
| Mortgage Account |
0.25% |
0.25% |
n/a |
| IRA Share Account |
0.75% |
0.75% |
n/a |
Dividend rates effective August 25, 2010 and are subject to change.
Members with either an open/active share draft** or a current loan (including Visa) will earn an extra 0.10% on certificates*** opened or renewed on or after April 27, 2007. Members with both an open/active share draft** and a current loan (including Visa) will earn an extra 0.20% on certificates*** opened or renewed on or after February 17, 2010. |
| Certificates |
Dividend Rate |
APY* |
Term(Months)
|
| Share Certificate $1000 minimum |
0.55% |
0.55% |
6 |
| Share Certificate $1000 minimum |
0.90% |
0.90% |
12 |
| Share Certificate $1000 minimum |
1.25% |
1.26% |
24 |
| Share Certificate $1000 minimum |
1.60% |
1.61% |
36 |
| Share Certificate $1000 minimum |
2.10% |
2.12% |
48 |
| Share Certificate $1000 minimum |
2.35% |
2.38% |
60 |
| IRA Share Certificate $1000 minimum |
0.60% |
0.60% |
6 |
| IRA Share Certificate $1000 minimum |
0.95% |
0.95% |
12 |
| IRA Share Certificate $1000 minimum |
1.30% |
1.31% |
24 |
| IRA Share Certificate $1000 minimum |
1.65% |
1.66% |
36 |
| IRA Share Certificate $1000 minimum |
2.25% |
2.27% |
48 |
| IRA Share Certificate $1000 minimum |
2.40% |
2.43% |
60 |
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* APY = Annual Percentage Yield
**Share Draft Accounts subject to qualifications
***Excludes special rate offers
A penalty may be imposed for early withdrawal.
Members' accounts are insured by the National Credit Union Administration up to $250,000.
IRAs are separately insured by the National Credit Union Administration up to $250,000.
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