Rates

 

 

 

 

 

 

 

Loans | Savings | Certificates

Loan rates effective January 1, 2017 and are subject to change.

 

Loans Rate APR*

Term(Months)

 
New Auto from Dealer or Refinance New Auto less than 90 days old 2.79% 2.79% 84 Calculator
Used Auto up to 8 years old 3.04% 3.04% 84 Calculator
Specialty Auto (80% of appraised value) 9.60% 9.60% 60 Calculator
New Motorcycle (80% of purchase price) 6.99% 6.99% 60 Calculator
New Harley Davidson Motorcycle (90% of purchase price) 6.99% 6.99% 60 Calculator
New Boat 90% of purchase price (minimum $20,000.) 6.99% 6.99% 120 Calculator
Used Boat 80% of appraised value (minimum $20,000) 6.99% 6.99% 120 Calculator
New & Used RV 6.99% 6.99% 120 Calculator
Personal Loans 12.49% 12.49% 36 Calculator
Personal Loans 13.49% 13.49% 48 Calculator
Personal Loans 14.49% 14.49% 60 Calculator
Overdraft Protection 17.00% 17.00% n/a Calculator

 

* APR = Annual Percentage Rate
Save an additional 0.10% on loans, with an active Moore West Federal Credit Union checking account. Save an additional 0.10% with a good-standing Moore West Federal Credit Union Visa. Save an additional 0.10% with an existing direct deposit. Save an additional 0.10% with an open certificate of deposit. Refinance an auto from another lender and save an additional 0.25%. (all 5 saves a total of 0.65%)
Moore West Federal Credit Union is a Risk-Based Lender; rates posted are lowest rates available. Contact a loan officer for your qualified rate.

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Dividend rates effective October 21, 2015 and are subject to change.

 

Savings Dividend Rate APY* Term
Regular Share 0.03% 0.03% n/a
Share Draft Account 0.00% 0.00% n/a
Christmas Club 0.03% 0.03% n/a
Vacation Club 0.01% 0.01% n/a
Moore Money Market 0.06% 0.06% n/a
Mortgage Account 0.01% 0.01% n/a
IRA Share Account 0.04% 0.04% n/a

 

* APY = Annual Percentage Yield
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Dividend rates effective October 1, 2013 and are subject to change.
Members will earn an extra 0.10% on certificates*** opened or renewed on/or after March 22, 2017 for each of the following products that they have: (1) open/active share draft**, (2) current loan,(3) current, active VISA and/or (4) a current direct deposit.   Premiums are cumulative for a maximum extra 0.40%.

 

Certificates Dividend Rate APY*

Term(Months)

Share Certificate $1000 minimum 0.06% 0.06% 6
Share Certificate $1000 minimum 0.08% 0.08% 12
Share Certificate $1000 minimum 0.20% 0.20% 24
Share Certificate $1000 minimum 0.30% 0.30% 36
Share Certificate $1000 minimum 0.40% 0.40% 48
Share Certificate $1000 minimum 0.95% 0.95% 60
IRA Share Certificate $1000 minimum 0.10% 0.10% 12
IRA Share Certificate $1000 minimum 0.25% 0.25% 24
IRA Share Certificate $1000 minimum 0.35% 0.35% 36
IRA Share Certificate $1000 minimum 0.45% 0.45% 48
IRA Share Certificate $1000 minimum 1.00% 1.00% 60

 

* APY = Annual Percentage Yield
**Share Draft Accounts subject to qualifications
***Excludes special rate offers

A penalty may be imposed for early withdrawal.
Members' accounts are insured by the National Credit Union Administration up to $250,000.
IRAs are separately insured by the National Credit Union Administration up to $250,000.


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