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Fee Schedule
DescriptionFee
SHARE ACCOUNTS  
Minimum Balance Required $25.00
Enrollment Fee (non-refundable) $25.00
Cashiers Checks $12.00
Returned Deposited Items $35.00
ACH Overdraft $35.00
Stop Payment on ACH Debit $25.00
Statement Copies/Transaction Printout $15.00
Early Closing Within 180 Days of Opening $25.00
Reinstatement to Credit Union Upon Approval $25.00
Below Minimum Balance Of $25.00 (per month) $5.00
Escheated Account Fee $10.00
Dormant Account Fee (per month) $5.00
Foreign Item for Deposit $25.00
Returned Foreign Item $35.00
CHRISTMAS CLUB ACCOUNTS  
Early Withdrawal or Early Closing of Account $10.00
MONEY MARKET ACCOUNTS  
Minimum Balance Required $2,500.00
Excess Withdrawals/Transfers (after 3rd per month) $10.00
DRAFT ACCOUNTS  
NSF Draft $35.00
ACH Overdraft $35.00
Stop Payment on Draft/Stop Payment on Range
of Drafts
$25.00 & $50.00
Stop Payment on ACH Debit $25.00
Copy of Paid Draft or Copy of Paid Cashiers Check $6.00
Statement Copies/Transaction Printout $15.00
Returned Deposited Items $35.00
Overdraft Transfers - Shares to Draft (per transfer) $10.00
Cashiers Checks $12.00
IRA ACCOUNTS  
Enrollment Fee (per IRA type) $25.00
Annual Fee $20.00
Outgoing Transfer $25.00
WIRE FEES  
Outgoing Domestic Wires $30.00
Outgoing International Wires $50.00
Incoming Domestic Wires (waived with active draft or current loan/visa) $10.00
Incoming International Wires (waived with active draft or current loan/visa) $20.00
ATM/DEBIT SERVICES  
Replacement ATM/Debit Card (1st card per person is free) $30.00
Pin Reminder $5.00
ATM/Debit Withdrawals After the 8th per Month $1.00
ATM/Debit Deposit Error Adjustment $20.00
ATM/Debit Deposit Overdraft/NSF Fee $30.00
Temporary Limit Increase (per request - nonrefundable) $15.00
HOME BANKING  
Monthly Service Charge (waived with active draft account) $5.95
LEGAL FEES  
Legal/Subpoena Research (per hour) $50.00
Witness (per day) $200.00
Legal Travel Per Mile $0.575
LOAN FEES  
Application Cancellation Fee $100.00
Refinance Existing Loan Request (non-refundable) $25.00
Skip-A-Payment Request (non-refundable) $35.00
Loan Modification Request (non-refundable) $150.00
Disability Insurance Cancellation $5.00
Loan Payoff Demand (mortgage, auto & remaining) $100, $50 & $30
Letters (ie taking the vehicle out of country, etc.) $25.00
Force Placed Collateral Protection Coverage (per placement) $35.00
Subordination Agreement $150.00
Holiday Skip-A-Pay (per loan request, non-refundable) $30.00
Lien release $50.00
Preapproval Extension - Member Requesting $30.00
Preapproval Application Fee (refunded at funding with MWFCU) $30.00
Electronic Title $20.00
VISA FEES  
Replacement Card (1st card per person is free) $30.00
Pin Reminder $5.00
NSF Payment $20.00
Statement Copies (per page) $2.00
Transaction Printout (per page) $2.00
Visa Modification Request (non-refundable) $100.00
Late Payment $20.00
Temporary Limit Increase (per request, non-refundable) $25.00
MISCELLANEOUS FEES  
Non-Member Draft Cashing (per draft) $15.00
Non-MWFCU Document Notary Fee & Admin Fee (per signature) $30.00
Verification of Deposit $25.00
Faxing of Non-MWFCU Documents (per page) $5.00
Account Reconciliation and/or Research (per hour) $30.00
Mailed Receipts $5.00
Returned Mail $5.00
Levy $75.00
Lost Cashiers Check Replacement $25.00
Collection Item Processing (actual collection fee charged plus) $35.00
Member's accounts are insured by the NCUA up to $250,000.00. IRA's are separately insured by the NCUA up to $250,000.00. Revised 01/01/2022