The merger with UNCLE Credit Union is now complete. You are being redirected to UNCLE CU's website.
Fee Schedule
| Description | Fee |
|---|---|
| SHARE ACCOUNTS | |
| Minimum Balance Required | $25.00 |
| Enrollment Fee (non-refundable) | $25.00 |
| Cashiers Checks | $12.00 |
| Returned Deposited Items | $35.00 |
| ACH Overdraft | $35.00 |
| Stop Payment on ACH Debit | $25.00 |
| Statement Copies/Transaction Printout | $15.00 |
| Early Closing Within 180 Days of Opening | $25.00 |
| Reinstatement to Credit Union Upon Approval | $25.00 |
| Below Minimum Balance Of $25.00 (per month) | $5.00 |
| Escheated Account Fee | $10.00 |
| Dormant Account Fee (per month) | $5.00 |
| Foreign Item for Deposit | $25.00 |
| Returned Foreign Item | $35.00 |
| CHRISTMAS CLUB ACCOUNTS | |
| Early Withdrawal or Early Closing of Account | $10.00 |
| MONEY MARKET ACCOUNTS | |
| Minimum Balance Required | $2,500.00 |
| Excess Withdrawals/Transfers (after 3rd per month) | $10.00 |
| DRAFT ACCOUNTS | |
| NSF Draft | $35.00 |
| ACH Overdraft | $35.00 |
| Stop Payment on Draft/Stop Payment on Range of Drafts |
$25.00 & $50.00 |
| Stop Payment on ACH Debit | $25.00 |
| Copy of Paid Draft or Copy of Paid Cashiers Check | $6.00 |
| Statement Copies/Transaction Printout | $15.00 |
| Returned Deposited Items | $35.00 |
| Overdraft Transfers - Shares to Draft (per transfer) | $10.00 |
| Cashiers Checks | $12.00 |
| IRA ACCOUNTS | |
| Enrollment Fee (per IRA type) | $25.00 |
| Annual Fee | $20.00 |
| Outgoing Transfer | $25.00 |
| WIRE FEES | |
| Outgoing Domestic Wires | $30.00 |
| Outgoing International Wires | $50.00 |
| Incoming Domestic Wires (waived with active draft or current loan/visa) | $10.00 |
| Incoming International Wires (waived with active draft or current loan/visa) | $20.00 |
| ATM/DEBIT SERVICES | |
| Replacement ATM/Debit Card (1st card per person is free) | $30.00 |
| Pin Reminder | $5.00 |
| ATM/Debit Withdrawals After the 8th per Month | $1.00 |
| ATM/Debit Deposit Error Adjustment | $20.00 |
| ATM/Debit Deposit Overdraft/NSF Fee | $30.00 |
| Temporary Limit Increase (per request - nonrefundable) | $15.00 |
| HOME BANKING | |
| Monthly Service Charge (waived with active draft account) | $5.95 |
| LEGAL FEES | |
| Legal/Subpoena Research (per hour) | $50.00 |
| Witness (per day) | $200.00 |
| Legal Travel Per Mile | $0.575 |
| LOAN FEES | |
| Application Cancellation Fee | $100.00 |
| Refinance Existing Loan Request (non-refundable) | $25.00 |
| Skip-A-Payment Request (non-refundable) | $35.00 |
| Loan Modification Request (non-refundable) | $150.00 |
| Disability Insurance Cancellation | $5.00 |
| Loan Payoff Demand (mortgage, auto & remaining) | $100, $50 & $30 |
| Letters (ie taking the vehicle out of country, etc.) | $25.00 |
| Force Placed Collateral Protection Coverage (per placement) | $35.00 |
| Subordination Agreement | $150.00 |
| Holiday Skip-A-Pay (per loan request, non-refundable) | $30.00 |
| Lien release | $50.00 |
| Preapproval Extension - Member Requesting | $30.00 |
| Preapproval Application Fee (refunded at funding with MWFCU) | $30.00 |
| Electronic Title | $20.00 |
| VISA FEES | |
| Replacement Card (1st card per person is free) | $30.00 |
| Pin Reminder | $5.00 |
| NSF Payment | $20.00 |
| Statement Copies (per page) | $2.00 |
| Transaction Printout (per page) | $2.00 |
| Visa Modification Request (non-refundable) | $100.00 |
| Late Payment | $20.00 |
| Temporary Limit Increase (per request, non-refundable) | $25.00 |
| MISCELLANEOUS FEES | |
| Non-Member Draft Cashing (per draft) | $15.00 |
| Non-MWFCU Document Notary Fee & Admin Fee (per signature) | $30.00 |
| Verification of Deposit | $25.00 |
| Faxing of Non-MWFCU Documents (per page) | $5.00 |
| Account Reconciliation and/or Research (per hour) | $30.00 |
| Mailed Receipts | $5.00 |
| Returned Mail | $5.00 |
| Levy | $75.00 |
| Lost Cashiers Check Replacement | $25.00 |
| Collection Item Processing (actual collection fee charged plus) | $35.00 |
| Member's accounts are insured by the NCUA up to $250,000.00. IRA's are separately insured by the NCUA up to $250,000.00. | Revised 01/01/2022 |