The merger with UNCLE Credit Union is now complete. You are being redirected to UNCLE CU's website.
This Rate Schedule states rates applicable to specified accounts and fees common to all accounts. This schedule is incorporated as part of your account agreement with Moore West Federal Credit Union.
For the purpose of this disclosure, the dividend rate and annual percentage yield stated for the term share accounts were offered within the most recent seven calendar days and were accurate as of July 1, 2021. The dividend rates and annual percentage yields shown for the share and share draft accounts reflect the prospective dividend rates and the anticipated annual percentage yields for the current dividend period.
Call (510) 352 9090 to obtain current rate information.
Members will earn an extra 0.10% on certificates** opened or renewed on or after June 24, 2020 for having any 2 of the following services: Open/Active Checking, Current Loan/Visa, Direct Deposit or No Mail Statements.
| Account Name | Rate Type | Minimum Opening Balance | Minimum to Earn Dividend | Dividend Rate | Annual Percentage Rate | Dividend Declaration Date |
|---|---|---|---|---|---|---|
| Regular Share | Variable | $25 | $25 | 0.01% | 0.01% | 7/01/2021 |
| Christmas Club | Variable | $1 | $0 | 0.01% | 0.01% | 7/01/2021 |
| Vacation Club | Variable | $1 | $0 | 0.01% | 0.01% | 4/01/2013 |
| Mortgage Account | Variable | $1 | $0 | 0.01% | 0.01% | 10/01/2011 |
| IRA Share Account | Variable | $0 | $0 | 0.01% | 0.01% | 7/01/2021 |
| Moore Money Market | Variable | $2,500 | $2,500 | 0.02% | 0.02% | 7/01/2021 |
| Share Draft Account | Variable | $25 | $0 | 0.00% | 0.00% | 10/01/2015 |
| Account Name | Rate Type | Minimum Opening Balance | Minimum to Earn Dividend | Dividend Rate | Annual Percentage Rate | Dividend Declaration Date |
|---|---|---|---|---|---|---|
| 6-Month Share Certificate | Fixed | $1,000 | $1,000 | 0.01% | 0.01% | 6/16/2021 |
| 12-Month Share Certificate | Fixed | $1,000 | $1,000 | 0.04% | 0.04% | 6/16/2021 |
| 24-Month Share Certificate | Fixed | $1,000 | $1,000 | 0.10% | 0.10% | 10/18/2017 |
| 36-Month Share Certificate | Fixed | $1,000 | $1,000 | 0.15% | 0.15% | 7/22/2020 |
| 48-Month Share Certificate | Fixed | $1,000 | $1,000 | 0.25% | 0.25% | 7/22/2020 |
| 60-Month Share Certificate | Fixed | $1,000 | $1,000 | 0.30% | 0.30% | 9/16/2020 |
| Account Name | Rate Type | Minimum Opening Balance | Minimum to Earn Dividend | Dividend Rate | Annual Percentage Rate | Dividend Declaration Date |
|---|---|---|---|---|---|---|
| 12-Month IRA Share Certificate | Fixed | $1,000 | $1,000 | 0.04% | 0.04% | 6/16/2021 |
| 24-Month IRA Share Certificate | Fixed | $1,000 | $1,000 | 0.10% | 0.10% | 9/16/2020 |
| 36-Month IRA Share Certificate | Fixed | $1,000 | $1,000 | 0.15% | 0.15% | 9/16/2020 |
| 48-Month IRA Share Certificate | Fixed | $1,000 | $1,000 | 0.25% | 0.25% | 9/16/2020 |
| 60-Month IRA Share Certificate | Fixed | $1,000 | $1,000 | 0.30% | 0.30% | 9/16/2020 |
Member's accounts are insured by the National Credit Union Administration up to $250,000. IRAs are separately insured by the National Credit Union Administration up to $250,000.
*Share Draft Accounts subject to qualification.
**Excludes special rate offers.
Share certificates are subject to a penalty for early withdrawal.